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At Insurance Marketplace, we’re committed to a culture of service and put our customers first. Our experienced agents build and manage long-lasting, authentic relationships with our policyholders.
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When you need us, we are here for you. We're your local insurance agency that cares.
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We shop the insurance marketplace on your behalf to find the perfect solution for you.
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We represent 30 insurance companies and can help you find the perfect insurance policy for your needs. Whether you are a business or an individual, we provide you with peace of mind so you can focus on your goals and the things that matter most.
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Frequently Asked Questions
New York State, including Rochester, requires all drivers to have a certain amount of liability coverage. The minimums are:
- $25,000 per person for bodily injury liability.
- $50,000 per accident for bodily injury liability.
- $10,000 per accident for property damage liability.
- $50,000 for Personal Injury Protection (PIP) per person.
- Uninsured motorist coverage.
While these are the minimums, our independent agency often recommends higher limits to ensure proper protection of your assets. We can help you find a comprehensive and affordable auto insurance Rochester NY policy that exceeds these requirements.
The cost of car insurance in Rochester, NY varies based on a number of factors, including your driving record, age, credit score, marital status, and the specific ZIP code you live in. Generally, car insurance rates in Rochester are more affordable than in other major New York cities like New York City, thanks to less traffic congestion and a lower number of accidents. We specialize in finding the best rates by comparing quotes from multiple providers to find you the most affordable car insurance for your unique situation.
To get an affordable car insurance quote in Rochester, NY that fits your budget, we recommend working with an independent insurance agency like ours. We have access to multiple providers and can help you leverage discounts for things like a clean driving record, being a safe driver, bundling your home and auto policies, or having multiple vehicles on your plan. Contact us today for a free, no-obligation quote and we’ll compare options to find a policy that provides great coverage without overpaying.