Business Insurance
Insurance Marketplace is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.
Every Business is different -
get what's right for yours
The Insurance Marketplace Agency is here to help you navigate the world of business insurance. We know a one-size-fits-all approach doesn’t work, which is why we take the time to understand your unique business and its specific risks. Whether you’re a seasoned entrepreneur or just staring out, our team of experts will work closely with you to identify the right coverage. We have access to quotes and policies from leading insurance providers, ensuring you get the most competitive rates on the best possible coverage. Don’t let unexpected events derail your business success. Let The Insurance Marketplace Agency be your partner in risk management, so you can focus on what you do best – running your business.
Commercial Auto Insurance
Commercial Insurance
General Liability Insurance
Workers' Compensation
Professional Liability
E&O Insurance
Cyber Liability
Employment Practice Liability
Liquor Liability
Lessor's Risk
Umbrella Liability
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Business Insurance Benefits
Unexpected events can cause significant financial burdens. Business insurance acts as a safety net, covering costs associated with property damage, lawsuits, injuries, and other unforeseen circumstances. Business insurance coverage helps you avoid dipping into your pockets or jeopardizing your cash flow.
Having the right business insurance coverage minimizes your exposure to potential risks. Our experts work with you to identify your vulnerabilities and tailor a coverage plan that protects against the most relevant threats to your business.
Knowing you’re covered allows you to operate your business with confidence. You can focus on day-to-day operations, strategic planning, and customer service without worrying about potential liabilities.
Offering employee benefits like workers’ compensation demonstrates your commitment to their well-being. Knowing they’re financially protected in case of work-related injuries promotes a safer work environment and fosters employee loyalty.
Carrying adequate business insurance demonstrates to clients, partners, and vendors that you’re a responsible and reliable business entity. This can give you a competitive edge and open doors to new opportunities.
Industries that Use Business Insurance
Jewelry
We’re the largest insurance provider for the jewelry industry in upstate New York, and we are trusted by countless jewelers to keep their businesses safe and secure. Learn more about our specialized Jewelry insurance options.
Restaurants & Bars
Running a restaurant comes with its own set of challenges. From potential foodborne illness to slip-and-fall accidents, having the right insurance protects your business and customers.
Construction
Construction sites can be hazardous environments. Having proper workers’ compensation insurance is crucial to protect your employees in case of accidents. We can also help you secure general liability insurance to cover any property damage or injuries caused by your operations.
Retail Stores
Protecting your inventory and your customers is paramount whether you’re a bustling clothing boutique or a local hardware store. Insurance Marketplace can help you with general liability insurance in case of customer injuries and business interruption insurance to keep your cash flow running smoothly in case of unforeseen events like fire or theft.
Manufacturing Businesses
Protecting your inventory and your customers is paramount whether you’re a bustling clothing boutique or a local hardware store. Insurance Marketplace can help you with general liability insurance in case of customer injuries and business interruption insurance to keep your cash flow running smoothly in case of unforeseen events like fire or theft.
Professional Services Offices
Attorneys, accountants, and other professional service providers need coverage tailored to their unique risks. We offer professional liability insurance to protect against claims of negligence, property insurance for office spaces and equipment, and business interruption insurance to keep operations running smoothly in case of unexpected disruptions.
Frequently Asked Questions
In New York, you must carry workers’ compensation and disability benefits insurance if you have any employees. Also, if you renting a space for your business, it is typical that landlords will require you to maintain a certain level of liability coverage as a condition of your lease. Also, you own a car or truck for business then, you need auto insurance. You may also be asked to maintain other types of insurance to protect their investments, including life, business interruption, and fire insurance. Call Insurance Marketplace today and let us help you figure out what you need.
General liability insurance (GLI), also known as commercial general liability insurance (CGL), helps cover potential claims that your business caused bodily injury or property damage.
Business insurance costs vary depending on several factors, including your industry, location, claims history, and desired coverage levels. We offer competitive rates and can help you find the best value for your budget.
Without proper insurance, you could be held personally liable for any financial losses resulting from accidents, lawsuits, or other unforeseen events. This could jeopardize your personal savings and even force you to close your business.
General Liability Insurance protects your business from claims of bodily injury or property damage caused by your operations to third parties, such as customers or vendors.
Workers’ Compensation covers medical expenses and lost wages for employees who suffer work-related injuries or illnesses. E&O Insurance (Errors & Omissions) protects you from financial losses if a client sues you for negligence or mistakes in your professional services.
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